Institutional AML/CFT & Financial Crime Compliance
Enterprise-grade compliance programs built to the exacting standards demanded by VARA, ADGM, Bahrain CBB, FATF, and the world's most rigorous financial regulators.
Compliance as a Strategic Advantage
At Cryptos Consultancy, we reject the notion that compliance is merely a cost of doing business. A well-designed, institutionally-robust AML/CFT program is a strategic asset — enabling banking relationships, institutional partnerships, and regulatory confidence that drives business growth.
Our compliance advisory is built on the same analytical rigour and institutional standards applied by the world's leading financial crime compliance practices. We bring Big Four methodology with boutique digital asset specialisation.
Beyond Minimum Viable Compliance
We build compliance programs that exceed minimum regulatory requirements — designed to withstand the scrutiny of regulators, auditors, and institutional counterparties.
Deep Financial Crime Expertise
Our team brings specialist financial crime compliance expertise from traditional financial services and digital asset regulation — understanding both the regulatory framework and the criminal typologies.
Enterprise-Grade Frameworks
Our compliance frameworks are designed for scale — built to support your business as it grows from startup to institutional-grade operation across multiple jurisdictions.
Comprehensive Compliance Coverage
AML Compliance
Institutional-grade Anti-Money Laundering programs designed to meet the requirements of VARA, ADGM, Bahrain CBB, and FATF standards. We build risk-based AML frameworks that satisfy regulators and institutional counterparties.
- AML policy and procedure development
- Risk-based approach implementation
- Transaction monitoring system design
- Suspicious Activity Reporting (SAR) procedures
- AML compliance officer support
FATF Standards
Comprehensive alignment with FATF Recommendations — the global standard for AML/CFT compliance. We ensure your business meets Recommendation 15 (VASPs) and Recommendation 16 (Travel Rule) obligations.
- FATF Recommendation 15 compliance assessment
- Travel Rule implementation advisory
- FATF mutual evaluation preparation
- Jurisdictional FATF alignment gap analysis
- Regulatory policy development
KYC Procedures
Robust Know Your Customer frameworks that balance regulatory compliance with operational efficiency. Our KYC programs are designed for the unique risk profile of virtual asset businesses.
- Customer identification and verification procedures
- Enhanced Due Diligence (EDD) frameworks
- Beneficial ownership identification
- PEP and sanctions screening protocols
- KYC technology vendor assessment
Sanctions Compliance
Comprehensive sanctions compliance programs covering OFAC, UN, EU, and UAE sanctions obligations. We design screening frameworks that protect your business from sanctions exposure.
- Sanctions screening program design
- OFAC, UN, EU, and UAE sanctions coverage
- Sanctions risk assessment
- Blocked and rejected transaction procedures
- Sanctions compliance training
Risk Assessments
Enterprise-wide ML/TF risk assessments aligned with FATF guidance and jurisdiction-specific regulatory requirements. Our risk assessments provide the foundation for a proportionate, risk-based compliance program.
- Enterprise-wide ML/TF risk assessment
- Product and service risk evaluation
- Customer risk scoring model development
- Geographic risk assessment
- Annual risk assessment review
Internal Controls
Robust internal control frameworks that ensure compliance obligations are met consistently across your organisation. We design controls that satisfy regulatory requirements and withstand audit scrutiny.
- Internal control framework design
- Compliance monitoring program
- Four-eyes principle implementation
- Segregation of duties advisory
- Control testing and validation
Compliance Manuals
Bespoke compliance manuals and policy documentation developed to meet the specific requirements of your jurisdiction, business model, and regulatory obligations.
- AML/CFT compliance manual development
- Policies and procedures documentation
- Board-level compliance policies
- Operational compliance procedures
- Annual policy review and update
Monitoring Systems
Transaction monitoring and compliance surveillance systems designed to detect suspicious activity, meet regulatory requirements, and minimise false positive rates.
- Transaction monitoring system selection
- Rule and scenario development
- Alert investigation procedures
- False positive reduction strategies
- Monitoring system validation
Regulatory Reporting
Ongoing regulatory reporting support ensuring your business meets all submission deadlines, reporting obligations, and regulatory communication requirements.
- SAR preparation and submission support
- Regulatory return management
- Regulatory examination support
- Regulatory change management
- Compliance calendar management
Compliance Training
Tailored compliance training programs for boards, senior management, compliance teams, and operational staff — building the compliance culture that regulators expect.
- Board and senior management training
- AML/CFT staff training programs
- Compliance officer development
- Scenario-based training exercises
- Annual training program management
Our FATF Compliance Methodology
A structured, five-stage approach to achieving and maintaining FATF-aligned compliance.
Gap Analysis
Comprehensive assessment of your current compliance posture against FATF Recommendations and jurisdiction-specific requirements.
Remediation Planning
Prioritised remediation roadmap addressing identified gaps with clear timelines, responsibilities, and resource requirements.
Framework Implementation
Hands-on support implementing AML/CFT policies, procedures, controls, and systems to address identified gaps.
Testing & Validation
Independent testing and validation of implemented controls to confirm effectiveness and regulatory alignment.
Ongoing Monitoring
Continuous compliance monitoring, regulatory change management, and annual program review to maintain compliance posture.
The Institutional Compliance Partner You Need
Regulators across the UAE, Bahrain, and internationally are raising the bar for virtual asset compliance. Minimum viable compliance is no longer sufficient — regulators expect institutional-grade programs, and so do your banking partners and institutional clients.
Cryptos Consultancy brings the compliance expertise, regulatory relationships, and institutional methodology to build programs that meet this elevated standard — protecting your license, your reputation, and your business.
CONNECT WITH OUR ADVISORY TEAMFATF-Aligned Frameworks
Every compliance program we build is aligned with FATF Recommendations and jurisdiction-specific requirements.
Regulatory Examination Ready
Our frameworks are designed to withstand regulatory examination — not just satisfy initial licensing requirements.
Institutional Standards
We apply the same compliance standards expected of traditional financial institutions — not a lower bar for crypto.
Ongoing Support
Compliance is not a one-time project. We provide ongoing support to maintain your compliance posture as regulations evolve.
Strengthen Your Compliance Posture
Speak with our financial crime compliance specialists about your AML/CFT requirements.
CONNECT WITH OUR ADVISORY TEAM